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How to Retire at 33

Okay, so I am giv­ing away my age with this post, but that’s okay.  I already told every­one I was about 12 pounds over­weight in the prior post!

I really wanted to share with every­one how excep­tion­ally excited I am to have Retired!  I guess I like to use the term Retire because it really epit­o­mizes the mind­set that I have taken regard­ing my new life transition.

Some define retire as:

To with­draw from one’s occu­pa­tion, busi­ness, or office

To fall back or retreat, as from battle

To move back or away; recede.

I have def­i­nitely withdrawn.…

I moved back or almost like the tide, I’ve receded.    Yet, I really enjoy the sec­ond def­i­n­i­tion, as I’ve fallen back or retreated as from bat­tle! Wow!  I def­i­nitely felt like I was in a los­ing TIME bat­tle, and with the deci­sion to fall back, I have regained my Life! Decid­ing not to con­tinue to fight the bat­tle doesn’t always mean you lose.  Some­times you find out that you’re only bat­tling your­self, you are your worst enemy in some situations.

I also do not mean to say that you should not have per­sis­tence, for per­sis­tence is key in cre­at­ing wealth, busi­nesses and other of life’s goals.  You know the feel­ing that I am talk­ing about when you get up in the morn­ing and dread what you know you will be fac­ing in the day.  You feel like a rub­ber band is tied around your throat, you strug­gle to breathe and you suck it up, because you think that’s what you’re sup­posed to be doing for the rest of your life.…yeah, that feeling.

Retir­ing young DOES NOT mean:

  • you don’t earn income
  • you’ll sleep all day and then wake long enough to move to your rock­ing chair
  • you search out pub­lic assis­tance to sus­tain your existence
  • you don’t do any work at all

Well what the heck do I mean then?

Retir­ing, I think is more of a mind­set than an actual des­ti­na­tion.  Besides, if we are going to be Time Adven­tur­ers and Lifestyle Designers…why can’t we have our retire­ment NOW, instead of “Def­ferred Retire­ment” as the 4 Hour Work­Week describes it.   The con­cept most peo­ple have is that retire­ment only occurs when you’re old, when you have no abil­ity to earn income, when you must slow down and stop your life.…and *sigh* you finally made it.  But made it to what?

This type of retire­ment stinks

What now?  There is so much empha­sis placed on “retir­ing old” that peo­ple find when they get there, they become depressed.  It is like hav­ing the dream to own a fan­tas­tic sports car…only when you acquire it, you find, it really doesn’t make you any hap­pier, any sex­ier, or any richer.   So what bet­ter cure to late retire­ment depres­sion, than to prac­tice retir­ing early and often!
Why wait until then, when our bod­ies are tired, our minds are fad­ing, and our endurance wan­ing?  Isn’t now a great time to enjoy our life?
Retirement

How DID I retire at 33?

  1. rec­og­nized my desire to retreat from my TIME Battle
  2. decided my income could be replaced with other busi­nesses and income ventures
  3. had a mind­set that every­day is a gift I would enjoy each one
  4. relied on care­ful plan­ning, strong sup­port and fan­tas­tic advisers
  5. set my inten­tion on cre­at­ing prosperity
  6. kept my eyes open for opportunities
While I am still in the process of cre­at­ing even more wealth and pros­per­ity (more to come on this)…I must say that very few of my big deci­sions are ever done with a snap judg­ment, and nei­ther was my deci­sion to retire.    While this was a big deci­sion, I have to say that it was the best deci­sion of my life.
Here’s another post I really love about this sub­ject:  Are you putting off life until later?
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Posted in decisions, intentions, lifestyle design, personal development, time management, transitions, working less | Tags: , , , ,

10 Responses to “How to Retire at 33”

  • Tweets that mention How to Retire at 33 | The Adventurous Mom -- Topsy.com:
    December 17, 2009 at 09:58

    […] This post was men­tioned on Twit­ter by Maken­zie Kelly, Maken­zie Kelly. Maken­zie Kelly said: How to Retire at 33???…http://bit.ly/7NjOx5 […]

    Reply
  • tj wihera:
    December 18, 2009 at 13:28

    So did this hap­pen for you as a deci­sion you had to reach grad­u­ally, or was it kind of an “Oh snap!” moment when you just knew things had to change?

    I ask because I def­i­nitely had one of those moments over the sum­mer, and while I’m still work­ing my tail off, I def­i­nitely started doing more for myself.

    Reply
    • Makenzie Kelly:
      December 18, 2009 at 14:21

      I like to think it was an Oh Snap deci­sion, but it hap­pened over a period of time. It was my vaca­tion over the sum­mer that was like the straw that broke the camel’s back Although, I thought I was doing what I wanted to be doing (mak­ing a lot of money, hav­ing my own busi­ness, work­ing toward finan­cial free­dom) there was a val­ues con­flict. I needed to feel free, and have time with my fam­ily. So instead of doing noth­ing, I did some­thing. Keep me posted on your progress, sounds cool!

      Reply
  • Nile:
    December 21, 2009 at 11:14

    My step­mother is retired at 50, but not by choice, by health (her back — two surg­eries this past year) and the fact my father makes more than enough for the two, and he is fine with her being retired. In fact, I learned a lot from my father about hav­ing a busi­ness men­tal­ity. I believe just about any book, even if it was sell­ing real estate or Don­ald Trump and Robert Kiyosaki, if it was busi­ness, I was read­ing it.

    I am not sure if I want to really retire from work as I like the con­nec­tions with oth­ers, but it is nice to see how oth­ers have come to that deci­sion and I applaud them.

    Reply
  • Fiona:
    December 21, 2009 at 20:04

    This is all very intrigu­ing, I am almost 33 and while I didn’t retire I did go back to school and embarked a new career that would allow my time to be more flex­i­ble. I can’t wait to read more.

    new fol­lower from mbc.

    Reply
  • shraddha:
    December 28, 2009 at 08:40

    wow..i am intrigued…how did you gen­er­ate such an income to retire..

    vis­it­ing again via fol­low­ers club MBC…i joined your google friend con­nect last week…

    Reply
    • Makenzie Kelly:
      December 28, 2009 at 09:23

      Hi Shradda, Thanks for fol­low­ing! My post on retire­ment was more about giv­ing up what isn’t work­ing for you in exchange for get­ting your life back. Although I am not mak­ing the same amount of money that I was when I was full time in my busi­ness (bye bye six fig­ures for now), I still have my busi­ness as an asset, and have started a cou­ple of other busi­nesses that have gen­er­ated liv­able income. My goal isn’t to kill myself to gen­er­ate wealth and lose my fam­ily in the process, but to enjoy the process of wealth gen­er­a­tion in such a way that I can still have a life and see my kids grow up. I am firmly of the belief that mak­ing money isn’t hard, but it is impos­si­ble to make more time!! ;-) Have a happy new year!

      Reply
  • Chair Tied:
    December 30, 2009 at 05:53

    Some­times (rarely) you come across a blog or site that is what it says it is, and this is one of those. I love your site and will be back for more. It’s book­marked! Jen­nie Potts

    Reply
  • Comment Poster:
    January 8, 2010 at 02:29

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    Reply
  • San Diego Artificial Turf:
    March 1, 2010 at 22:51

    Great post.. thanks for tak­ing the time to write it, keep up the good work.

    Reply

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Hi I’m Makenzie!







I just walked away from a six-figure income to pur­sue the two most impor­tant things in my life:
1. Time with My Fam­ily
2. Time for Adven­ture.
I’ve done this all with­out sac­ri­fic­ing our qual­ity of life!!
I’m redesign­ing my life to recap­ture what’s really impor­tant, and I want to teach oth­ers to do the same!
Won’t you join me on this adventure?
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